What Is an Asset Class?

Think of asset classes as investment buckets. Each one has its own behavior, risks & rewards.

Equities (Stocks)

📈 Own a piece of a company. High return, high risk. Best for long-term growth.

Fixed Income (Bonds)

💵 You’re lending, not owning. Steady returns with lower risk. Good for capital protection.

Commodities

🪙 Gold, oil, silver. A hedge during inflation—but volatile.

Real Estate

🏠 Physical assets = stable income + appreciation. Good for wealth building over time.

Cash & Equivalents

💰 Savings, T-bills, money market funds. Safe but low growth. Best for emergencies.

Why It Matters

✅ Diversify across asset classes ✅ Reduce risk ✅ Grow steadily in all market cycles

Be a Smart Allocator

Great portfolios aren't lucky—they’re balanced. Know your asset classes. Invest with strategy, not hype.